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Home
(Real Estate)

#realesate #property #realestate #realtor 
​#realestateagent #luxuryrealestate #househunting  
​#smallbusinessowner 

Other KMN Financial Literacy pages:

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Real estate - Wikipedia
en.wikipedia.org › wiki › Real_estate
Real estate is property consisting of land and the buildings on it, along with its natural ... The dictionary definition of real estate at Wiktionary. Quotations related to ...

What is a Mortgage?

​mortgage / mawr-gij 
noun
  1. ​a conveyance of an interest in property as security for the repayment of money borrowed.
  2. the deed by which such a transaction is effected.
  3. the rights conferred by it, or the state of the property conveyed.

verb (used with object), mort·gaged, mort·gag·ing.
  1. Law. to convey or place (real property) under a mortgage.
  2. to place under advance obligation; pledge:to mortgage one's life to the defense of democracy.
​mortgage (n.)
late 14c., from Old French morgage, literally "dead pledge," from mort "dead" + gage "pledge." So called because the deal dies when the debt is paid or when payment fails.
mortgage | Origin and meaning of mortgage by Online ...
​
www.etymonline.com › word › mortgage

One of those words? Mortgage. "Word nerds will notice an eerie root word in 'mortgage' — 'mort,' or 'death,'" Weller writes. "The term comes from Old French, and Latin before that, to literally mean 'death pledge.
​
Mar 16, 2016
The word 'mortgage' literally means 'death pledge' - Business ...

Home Mortgages For Dummies 101 (Explained Simply)

​Teddy Smith
Home mortgages for dummies 101! What is a mortgage and the basics of mortgages. In this video, I explain how mortgages work!

What are Mortgages? | by Wall Street Survivor

​Wall Street Survivor
How to understand your mortgage. Mortgages exist to solve a problem. Most people want to buy their own home, but a house costs hundreds of thousands of dollars, and you likely don’t have that kind of cash lying around in the crevices of your sofa. You’d have to work and save for decades to get that much money, and in the meantime you could easily end up paying out more in rent than the cost of the house you wanted to buy...

Dave Ramsey Breaks Down The Different Types Of Mortgages

Resource: *Identified by David Lafferty
Bankrate: ​How to buy a house when you have student loan debt
​
By Zach Wichter 
  • ​Zach Wichter's Twitter profile
  • Nov. 3, 2020/7 min read​

When to Buy a House...

Home ownership rate (quarterly)

Picture
https://en.wikipedia.org/wiki/Home-ownership_in_the_United_States#/media/File:Home_Ownership_rate.png
​FRED - https://fred.stlouisfed.org/series/RHORUSQ156N#0
Home ownership rate (quarterly)
Public Domain
File:Home Ownership rate.png
Created: 2 August 2018

Renting Vs. Homeownership: Which Is Better for YOU?

​Renting vs owning a home: It's one of the biggest financial decisions of your life. Is renting a complete waste of money? Is buying always a smart choice? Not necessarily. It all depends on YOU. Let's find out which move is right for your goals, finances, and lifestyle! Support How to Adult on Patreon at http://www.patreon.com/howtoadult

How an obsession with home ownership can ruin the economy | The Economist

​Many dream of owning their own home, and thanks to huge financial incentives in the rich world many have been able to so. But government policies to encourage home ownership were a huge mistake. Read more here: https://econ.st/2v6sHo6

Renting vs. Buying a Home: The 5% Rule

Please note that while this content is broadly applicable, it was originally intended for a Canadian audience.
You can't compare rent to a mortgage payment. This way of thinking about the rent versus buy decision is extremely flawed. Comparing a mortgage payment to rent is not an apples to apples comparison. In order to properly assess the rent versus buy decision, we need to compare the total *unrecoverable costs* of renting to the total unrecoverable costs of owning.
​That may sound like a complicated task, but I have boiled it down to a simple calculation. Read up on more investing advice, insights and white papers here.
https://www.pwlcapital.com/teams/pass...

Why aren't millennials buying homes?

​In the UK, only one in four middle-income millennials are on the housing ladder. Twenty years ago,  65% of this group owned homes. What's changed? Is it possible to buy a house without help? And with more people privately renting, what are the implications for starting families, retirement and society at large? We explore the numbers

How to buy a house...

​How Do You Actually Buy a House?

​Two Cents
Think you're ready to buy a house? The path to get from here to there may seem confusing, but once you understand the steps and the people involved, you'll be ready to make your first move!

Dave Ramsey's Steps To Buying A House

​The Dave Ramsey Show
Dave lays out the steps you should take when you're ready to buy a house.

How To Save For A House (Plus EVERYTHING else you'll need to know)

​Graham Stephan
Lets get back to the basics in terms of saving enough for a down payment to buy real estate, what you’ll need for lenders to give you money, and some things to prepare for before you start buying a house. Enjoy! Add me on Instagram/Snapchat: GPStephan

First Time Home Buyer MISTAKES | 9 Mistakes First-Time Home Buyers Make | First Time Home Buyer Tips

​Matt Leighton
First Time Home Buyer MISTAKES | 9 Mistakes First-Time Home Buyers Make | First Time Home Buyer Tips. Real estate agent and Realtor Matt Leighton goes through 9 mistakes that first time home buyers are making when it comes to purchasing a house.
  • ​10 Things You Absolutely Need To Know About Buying A Home
​www.forbes.com › sites › kellyphillipserb › 2016/01/05
From figuring out pricing to why you should consider a realtor, here are 10 Things You Absolutely Need To ...
Jan 5, 2016
  • ​First-Time Home Buying Guide: Everything You Need To Know
​www.moneyunder30.com › Real Estate
May 29, 2020 - Home ownership can be a smart long-term move, but you want to know what you're getting into. With that said, I know that if you're reading this, ...
  • ​17 Tips for First-Time Home Buyers - NerdWallet
www.nerdwallet.com › article › mortgages › tips-for-fir...​
Try these 17 tips to make saving for, finding and buying your dream home a breeze. ... Before you start looking for your dream home, you need to know what's ...
  • ​How To Buy A House in 2020 | Bankrate - Bankrate.com
www.bankrate.com › real-estate › how-to-buy-a-house​
Jan 8, 2020 - Buying a home can be a long, complicated process. ... “Buyers should think about things like when they intend on moving, what they want in a ...

How to Buy A House WITHOUT GOING BROKE | How Much Home Can I Afford | Real Estate Investing

​Next Level Life
Being house broke is one of the toughest things to have to deal with when it comes to personal finance. And unfortunately, there is a fairly sizable number of us that have experienced being house broke at one point or another in our lives. And in the interest of trying to lower the number of home buyers that will end up being house broke in the future, I thought it would be a good idea to do a quick video on how much we should be spending on...

How To Buy A House In 2020 + First-time Home Buyer Tips | INSIDER SECRETS, TIPS, TRICKS, & HACKS!

​CIARA ELAINE
HOW TO BUY A HOUSE IN 2020 // FIRST-TIME HOME BUYER TIPS- How to buy a house step by step including down payment assistance, closing costs explained visually, first time home buyers programs, and how to get approved for a mortgage loan in 2020.
  • 10 first-time homebuyer loans and programs - Bankrate.com
10 first-time homebuyer programs in 2021. FHA loan. FHA loan.
By Zach Wichter
​
A loan insured by the Federal Housing Administration. USDA loan. VA loan. Good Neighbor Next Door. Fannie Mae or Freddie Mac. Fannie Mae's HomePath Ready Buyer Program. Energy-efficient mortgage (EEM)

Home ownership...

The Path To Homeownership

​National Association of REALTORS
Real families' views on home ownership. Find out more at realtor.org's Home Ownership Maters resource page: http://bit.ly/aCNZfI

Insurance 101 - Homeowners Insurance Coverage | The Ultimate Guide to Home Insurance

​#homeinsurance #houseinsurance #insurance
Think Insurance
Homeowners Insurance - The Ultimate guide! In this video I will give you all the home insurance tips you will need to get the best coverage and price for your home. This will be the ultimate guide to homeowner's insurance. Understanding homeowners insurance can be difficult to grasp if you're new to the home insurance game especially, when you're buying a house. I'll go in depth on the top 5 things you need to understand about homeowners insurance also known as, property insurance or...
  • ​Homeowner Benefits and Responsibilities - Freddie Mac
You will learn invaluable tips on the benefits and responsibilities of being a homeowner, such as property maintenance and repairs, taxes and insurance needs, managing money, and avoiding financial problems. Being a homeowner offers many benefits. It's a place for you and your family to call home.
www.freddiemac.com › creditsmart › guide › pdf
  • Responsibilities of a New Homeowner
www.incharge.org › housing › homeownership-guide​​
​What maintenance tasks should be done periodically? As a homeowner, it's up to you to do all you can to maintain your investment. Periodic maintenance will go a ...
  • ​Consider These Four Property Owner Responsibilities Before ...
www.forbes.com › sites › jordanlulich › 2018/06/14
Jun 14, 2018 - One consequence for failure to pay homeowners insurance and/or a cancellation of a homeowner's insurance policy is foreclosure. It's important ...
  • ​Successful Homeownership - Consumer Action
www.consumer-action.org › downloads › english › suc...
PDF
The tax benefits and responsibilities of homeownership ... o Evaluation form for the MoneyWi$e Successful Homeownership seminar. • Successful ...
  • ​20 Hidden Costs of Home Ownership - CNBC.com
www.cnbc.com › ...​
Dec 2, 2010 - Here are 20 Hidden Costs of Home Ownership. ... responsibility but any of the wiring on the inside of the house is YOUR responsibility. So, they ...
  • Considering Homeownership? Ask These 5 Questions First ...
www.neighborsfcu.org › The Front Porch Blog
Jun 6, 2019 - Educate yourself on the costs and benefits of owning a home before you make an ... Am I ready for the responsibilities of homeownership?
  • ​Consider whether it's the right time to buy | Consumer ...
www.consumerfinance.gov › process › prepare › consi...
Homeownership can be rewarding and a good way to build wealth. But there are risks and responsibilities associated with owning property. When you rent, your ...

Government Resources:

  • ​​Buying a Home | HUD.gov / U.S. Department of Housing and ...
www.hud.gov › topics › buying_a_home
​
​Let FHA help you (FHA loan programs offer lower downpayments and are a good option for first-time homebuyers!) HUD's special homebuying programs. Good ...
  • ​​Home Buying Resources - American Bar Association 
www.americanbar.org › groups › real_property_trust_estate
A Consumer's Guide to Buying Your First Home. ... Keys to My House – Resource List ... Provides links to ...
Feb 9, 2015
  • Buying a house | Consumer Financial Protection Bureau
www.consumerfinance.gov › owning-a-home
Aug 19, 2019 - Use our tools and resources to know what to expect every step of the way. ... Whether you're just thinking about buying a home or about to close, we help ... a U.S. government agency that makes sure banks, lenders, and other ...

U.S. Census Bureau

​Historical Tables
  • Table 1. Quarterly Rental Vacancy Rates: 1956 to Present [XLSX - 354K]
  • Table 2. Quarterly Homeowner Vacancy Rates: 1956 to Present [XLSX - 375K]
  • Table 3. Quarterly Rental Vacancy Rates by Units in Structure: 1968 to Present [XLSX - 31K]
  • Table 4. Quarterly Homeowner Vacancy Rates by Units in Structure: 1968 to Present [XLSX - 31K]
  • Table 5. Annual Rental Vacancy Rates by Units in Structure 1968 to Present [XLSX - 18K]
  • Table 6. Annual Homeowner Vacancy Rates by Units in Structure 1968 to Present [XLSX - 18K]
  • Table 7. Annual Estimates of the Housing Inventory: 1965 to Present [XLSX - 28K]
  • Table 8. Quarterly Estimates of the Housing Inventory: 1965 to Present [XLSX - 438K]
  • Table 9. Annual Estimates of the Housing Inventory by Region: 1984 to Present [XLSX - 44K]
  • Table 10. Quarterly Estimates of the Housing Inventory by Region 1992 to Present [XLSX - 184K]
  • Table 11A/B. Quarterly Median Asking Rent and Sales Price of the U.S. and Regions: 1988 to Present [XLSX - 408K]
  • Table 12. Annual Estimates of the Housing Inventory by Age of Householder 1982 Present [XLSX - 37K]
  • Table 13. Monthly Household Estimates: 1955 to Present [XLSX - 93K]
  • Table 14. Quarterly Homeownership Rates for the U.S. and Regions: 1964 to Present [XLSX - 399K]
  • Table 14a. Quarterly Seasonally Adjusted Homeownership Rates for the: 1980 to Present [XLSX - 14K]
  • Table 15. Annual Estimates of the Housing Inventory by Age of Householder and Family Status: 1982 to Present [XLSX - 169K]
  • Table 16. Quarterly Homeownership Rates by Race and Ethnicity of Householder: 1994 to Present [XLSX - 325K]
  • Table 17. Quarterly Homeownership Rates by Family Income: 1994 to Present [XLSX - 27K]
  • Table 18. Quarterly Percent of "Other" Vacant Housing Units for the U.S.: 2012 to Present [XLSX - 21K]
  • Table 19. Quarterly Homeownership Rates by Age of Householder: 1994 to Present [XLSX - 323K]
  • Table B-1. Margins of Error of Rental Vacancy Rates for the United States [XLSX - 393K]
  • Table B-2. Margins of Error of Rental Vacancy Rates by Region [XLSX - 393K]
  • Table B-3. Margins of Error of Homeowner Vacancy Rates for the United States [XLSX - 392K]
  • Table B-4. Margins of Error of Homeowner Vacancy by Region [XLSX - 393K]
  • Table B-5. Margins of Error of Homeownership Rates for the United States [XLSX - 393K]
  • Table B-6. Margins of Error of Homeownership Rates by Region [XLSX - 394K]
  • Table B-7. Margins of Error of Homeownership Rates by Age of Householder [XLSX - 394K]
  • Table B-8. Margins of Error of Homeownership Rates by Race and Ethnicity of Householder [XLSX - 396K]
  • Table B-9. Margins of Error of Homeownership Rates by Family Income [XLSX - 393K]
  • Table B-10. Margins of Error of Seasonally Adjusted Homeownership Rates for the United States [XLSX - 392K]
Revised Estimates of the Housing Inventory: 2000 to Present
  • Table 7a. Annual Estimates of the Housing Inventory [XLSX - 24K]
  • Table 8a. Quarterly Estimates of the Housing Inventory [XLSX - 403K]
  • Table 9a. Annual Estimates of the Housing Inventory by Region [XLSX - 35K]
  • Table 10a. Quarterly Estimates of the Housing Inventory by Region [XLSX -150K]
  • Table 12a. Annual Estimates of the Housing Inventory by Age of Householder [XLSX - 27K]
  • Table 13a. Monthly Household Estimates [XLSX -92K]
  • Table 15a. Annual Estimates of the Housing Inventory by Age and Family Status [XLSX - 84K]

What They Don't Tell You About Buying Your First House

What they don't tell you about buying a house! Here are some of the things that I learned along the way, while being a first time home buyer.. When it came to home buying, I relied heavily on watching youtube videos to learn more- thats why I tried to give you as much information as possible (even my mortgage) so that you can understand my situation! Buying a house is a weird thing to do and will always be complicated with so many people involved, but the biggest takeaway I learned is its actually not as difficult as you may think (aside from saving for the down payment). I hope these home buying tips help you out, let me know in the comments if your saving for your first place, have already bought, or are happy renting! ​

5 Things Every New Homeowner Needs to Know

​Jason Maneely
These are the top 5 tips for maintaining your new home. If you've just bought your first home, you need to know how to keep it in tip top shape. Watch this video and learn the basics.

Things Homeowners Should Do Every Month

​Family Handyman
An ounce of prevention really is worth a pound of cure. Do these tasks monthly, and you’ll save a bundle in emergency service calls and aggravation throughout the year. Get more info at: https://www.familyhandyman.com/smart-...
​Every product is independently selected by our editors. If you buy something through our links, we may earn an affiliate commission.

Homeownership 101 - Home maintenance tips for new homeowners

​Homeownership 101 - Home maintenance tips for new homeowners If you've always rented you probably have questions about taking care of your new home. Today's tips are all about maintaining your house when you're a first time homeowner. AGENTS - I have a NEW channel just for you! Learn how to dominate your market with video: https://www.youtube.com/KarinCarr?sub...

​At Home With Gary Sullivan 

​At Home With Gary Sullivan - America's Most Listened To ...
​
garysullivan.iheart.com

At Home With Gary Sullivan is America's Most Listened To Home Improvement Radio Show.
‎Gary's Nationwide Favorites · ‎Contact · ‎Gary's Cincinnati Recommends · ‎Podcasts

Gary Sullivan Online

Picture
​The official YouTube channel of At Home with Gary Sullivan. Bringing you tips and tricks to help you with your home improvement projects. Visit us online at http://GarySullivanOnline.com Listen every weekend, Saturdays and Sundays: 9 - Noon EST. 
http://bit.ly/55KRClive


Avoid these Expensive Mistakes Every New Homeowner Makes

​Every new homeowner makes A LOT of BIG, EXPENSIVE mistakes at hardware stores like Lowe's and Home Depot. Remember, the goal of homeownership is to create a rental portfolio. Learn the psychology of investing & making money, use code ⚠️MoneyFromHome⚠️ expires 4-31-2020 https://metkevin.com/program - ALSO Deposit $100, get💰2 Free Stocks 📈 https://metkevin.com/webull

Home Ownership Lesson Plans:

  • Buying a Home - Practical Money
Skillswww.practicalmoneyskills.com › pdfs › lessons › lev_4
This lesson will provide students with information on buying a home and ... 1: Marla, age 22, plans to work full time while completing her college degree in a ...
  • ​BETTER MONEY HABITS high school lesson: is buying a ...
econisok.org › 2015/04 › HS-Lesson-8-Buying-a-Home
This lesson uses the Better Money Habits video Is Buying a Home Right for You ... Ask students to identify what they plan to do after graduating from high school ...
  • ​Financial Literacy and Real Estate Investment Lesson Plans
​www.mortgagecalculator.org › finance-lesson-plans
This lesson plan packet uses the National Standards for Financial Literacy as a guide ... lessons on earning income, budgeting, saving, credit, and home buying.

‎National Standards for ... · ‎Grades K-4 · ‎Grades 5-8
  • Home Buying Lesson Plans for Gen Z Students | EVERFI
everfi.com › blog › home-buying-lesson-plans-gen-z
Feb 19, 2020 - Are you teaching Generation Z about homebuyer education? Check out our tips on creating home buying lesson plans to guide you through the ...
  • Becoming a Homeowner - KQED
​ww2.kqed.org › wp-content › uploads › sites › 2013/09
In this lesson, students analyze the pros and cons of renting versus buying a home, learn about ... Ask students: “Is it better to rent your home or buy your home?”.
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